Leading rookies in South Dakota this year, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 18, 2026, the top 2 include Misael Ramos (PennyMac Loan Services, LLC, NMLS #2785399) and Whitney Murphy (Service First Federal Credit Union, NMLS #2806667).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Misael Ramos | 2785399 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $450K | 1 | $450K |
| #1 | Whitney Murphy | 2806667 | Service First Federal Credit Union | 313985 | Sioux Falls, SD | $206K | 1 | $206K |