Retention champions in Florida this year, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 18, 2026, the top 3 include Matthew Weaver (CrossCountry Mortgage, LLC, NMLS #175651), Sean Stephens (Metroplex Mortgage Services, Inc., NMLS #185288), and Kevin Townsend (Guaranteed Rate, Inc., NMLS #171245).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Matthew Weaver | 175651 | CrossCountry Mortgage, LLC | 3029 | Boca Raton, FL | $10.7M | 26 | 30.2% |
| #1 | Sean Stephens | 185288 | Metroplex Mortgage Services, Inc. | 185264 | Sebring, FL | $6.7M | 26 | 70.3% |
| #3 | Kevin Townsend | 171245 | Guaranteed Rate, Inc. | 2611 | Jacksonville, FL | $7.9M | 20 | 50.0% |
| #4 | Lauren Maxwell | 331415 | CrossCountry Mortgage, LLC | 3029 | Naples, FL | $7.9M | 16 | 31.4% |
| #5 | Toni Raulerson | 380055 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $5.6M | 14 | 60.9% |
| #6 | Joseph Nowacki | 906100 | Guaranteed Rate, Inc. | 2611 | St Petersburg, FL | $7.3M | 13 | 76.5% |
| #6 | Douglass Wagner | 1009151 | CrossCountry Mortgage, LLC | 3029 | St Petersburg, FL | $5.9M | 13 | 65.0% |
| #6 | Jane Floyd | 327235 | NFM Lending, LLC | 2893 | Tampa, FL | $5.9M | 13 | 32.5% |
| #9 | Ely Corporan | 1770284 | EDUCATIONAL FEDERAL CREDIT UNION | 543676 | Miami, FL | $1.9M | 11 | 57.9% |
| #9 | Joshua Ulmer | 217794 | CrossCountry Mortgage, LLC | 3029 | Tequesta, FL | $5.7M | 11 | 57.9% |
| #11 | ELIZABETH CASSIDY | 1902671 | Edge Home Finance, LLC | 891464 | Palm Bay, FL | $4.1M | 10 | 33.3% |
| #12 | Oliver Orlicki | 205123 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $6.9M | 9 | 69.2% |
| #12 | Mitchell Goldin | 1915055 | Northpoint Mortgage, Inc. | 1515 | Orlando, FL | $5.4M | 9 | 60.0% |
| #12 | BRIAN ZIMEL | 336790 | Alkan Mortgage Corporation | 210950 | Lake Mary, FL | $3.5M | 9 | 69.2% |
| #15 | Peter Freystaetter | 476623 | Space Coast Credit Union | 403370 | Miramar, FL | $5.0M | 8 | 23.5% |
| #15 | Calvael Alisa | 1915734 | eMortgage Funding LLC | 1059364 | Troy, MI | $2.9M | 8 | 42.1% |
| #15 | Judy Zucker | 1035126 | FM Home Loans, LLC | 2212 | Hollywood, FL | $9.4M | 8 | 66.7% |
| #15 | marci snyder | 276172 | Acrisure Mortgage, LLC | 152859 | Orlando, FL | $3.6M | 8 | 66.7% |
| #15 | Melinda Payan | 331861 | The Truth About Lending LLC | 1054357 | Davie, FL | $5.2M | 8 | 72.7% |
| #15 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $3.3M | 8 | 80.0% |
| #15 | Tracy Simpson | 1625881 | Seacoast National Bank | 608046 | The Villages, FL | $2.8M | 8 | 33.3% |
| #15 | Stacy Haynes | 285885 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $3.2M | 8 | 47.1% |
| #15 | ELIZABETH SKIPPER | 2000927 | COMMUNITY SOUTH CREDIT UNION | 451247 | Chipley, FL | $1.9M | 8 | 66.7% |
| #15 | YAKELIN GONZALEZ | 370985 | Superior Mortgage Experts Inc | 2283152 | Miami Lakes, FL | $5.2M | 8 | 72.7% |
| #25 | Lorena Colin | 389462 | COLIN GROUP LLC | 2350744 | Tampa, FL | $2.5M | 7 | 58.3% |
| #25 | Dalton Squires | 2145947 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $2.1M | 7 | 58.3% |
| #25 | Scott Stone | 979561 | STONE MORTGAGE GROUP, LLC | 2329637 | Plant City, FL | $3.9M | 7 | 70.0% |
| #25 | Josef Halvorsen | 788842 | LoanPeople, LLC | 1886352 | Jacksonville, FL | $2.3M | 7 | 50.0% |
| #25 | Clayton Higgins | 956322 | Guaranteed Rate, Inc. | 2611 | Tarpon Springs, FL | $3.2M | 7 | 43.8% |
| #25 | Evan McDonough | 239065 | MortgageOne, Inc. | 898812 | Jupiter, FL | $3.7M | 7 | 30.4% |
| #25 | DAVID COLLINS | 546214 | Lake Michigan Credit Union | 442967 | Fort Myers, FL | $3.5M | 7 | 63.6% |
| #25 | Emmanuel St. Germain | 327176 | Builders Choice Mortgage LLC | 2275047 | Boca Raton, FL | $4.1M | 7 | 70.0% |
| #25 | Julie Grushoff | 374032 | Clear Choice Lending Group, Inc. | 2026723 | Sunrise, FL | $3.4M | 7 | 63.6% |
| #25 | SAMUEL BISSETT | 227484 | FIRST SECURITY MORTGAGE SERVICES, INC. | 226560 | Tampa, FL | $3.6M | 7 | 63.6% |
| #25 | Ashley Bedford | 1278530 | APPLI, LLC | 2245566 | Orlando, FL | $3.4M | 7 | 63.6% |
| #25 | Ronald Byrom | 276811 | loanDepot.com, LLC | 174457 | Tallahassee, FL | $807K | 7 | 36.8% |
| #25 | Kevin Hoffman | 380080 | Nationwide Residential Capital, Inc. | 261728 | Brandon, FL | $3.6M | 7 | 43.8% |
| #25 | Theresa Hysong Merrill | 884253 | GTE Federal Credit Union dba GTE Financial | 477712 | Tampa, FL | $1.2M | 7 | 58.3% |
| #25 | Mason Pruner | 323719 | The Mortgage Firm, Inc. | 189233 | Altamonte Springs, FL | $2.8M | 7 | 63.6% |
| #40 | Ryan Brown | 334861 | CrossCountry Mortgage, LLC | 3029 | Palm Beach Gardens, FL | $3.4M | 6 | 50.0% |
| #40 | TIMOTHY BILLUPS | 325108 | NEW CENTURY CONSULTING INC. | 336075 | Lake Mary, FL | $2.6M | 6 | 60.0% |
| #40 | Joel Rosario | 1110878 | Seacoast National Bank | 608046 | The Villages, FL | $1.6M | 6 | 46.2% |
| #40 | Daniel Longman | 369430 | NFM Lending, LLC | 2893 | Plantation, FL | $4.6M | 6 | 46.2% |
| #40 | Tracy Williams | 439086 | Seacoast National Bank | 608046 | The Villages, FL | $2.2M | 6 | 22.2% |
| #40 | Mary Cables | 1684545 | DYBN FINANCIAL CORP. | 318525 | Melbourne, FL | $2.3M | 6 | 46.2% |
| #40 | Jonathan Kulak | 1403506 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $4.3M | 6 | 60.0% |
| #40 | Chad Oliver | 324979 | Seacoast National Bank | 608046 | The Villages, FL | $2.2M | 6 | 30.0% |
| #40 | Scott Lushing | 301723 | CrossCountry Mortgage, LLC | 3029 | Boynton Beach, FL | $3.8M | 6 | 54.5% |
| #40 | Jeffrey Crain | 377726 | CrossCountry Mortgage, LLC | 3029 | St Petersburg, FL | $2.8M | 6 | 46.2% |
| #40 | Frank Coto | 354968 | Lincoln Lending Group, Inc | 355238 | Tampa, FL | $2.8M | 6 | 37.5% |