Retention champions in New Jersey this year, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 18, 2026, the top 3 include Baret Kechian (loanDepot.com, LLC, NMLS #9411), Christopher Keelin (CrossCountry Mortgage, LLC, NMLS #63764), and XU HAN (TD Bank NA, NMLS #1716710).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $47.5M | 77 | 62.1% |
| #2 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $23.9M | 47 | 59.5% |
| #3 | XU HAN | 1716710 | TD Bank NA | 399800 | Jersey City, NJ | $30.4M | 33 | 94.3% |
| #4 | Jonathan Lamkin | 143207 | Guaranteed Rate, Inc. | 2611 | Millburn, NJ | $22.5M | 30 | 56.6% |
| #5 | Shimon Globman | 29708 | Guaranteed Rate, Inc. | 2611 | Passaic, NJ | $15.8M | 29 | 87.9% |
| #6 | Chanania Manies | 1607912 | Guaranteed Rate, Inc. | 2611 | Lakewood, NJ | $14.8M | 28 | 90.3% |
| #7 | Alessandra Davis | 172843 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $10.4M | 25 | 86.2% |
| #8 | Brian Woltman | 587190 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $16.1M | 24 | 66.7% |
| #9 | Justin Bonura | 73184 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $14.1M | 23 | 46.9% |
| #9 | Michael Carvajal | 214865 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $14.1M | 23 | 76.7% |
| #11 | Rajiv Bedi | 285881 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $10.8M | 21 | 72.4% |
| #11 | Charles Hawthorne | 1173731 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $11.0M | 21 | 63.6% |
| #11 | Brian LaRue | 179393 | Red Oak Mortgage Inc | 5415 | Freehold, NJ | $11.3M | 21 | 87.5% |
| #14 | Vick Bedi | 256379 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $9.5M | 18 | 58.1% |
| #14 | Viral Mistry | 223886 | Kwik Mortgage Corporation | 138075 | Parsippany, NJ | $10.9M | 18 | 75.0% |
| #14 | Grace Hao | 102905 | TD Bank NA | 399800 | Winter Garden, FL | $19.2M | 18 | 78.3% |
| #17 | Daniel Lemeshev | 1666662 | CrossCountry Mortgage, LLC | 3029 | Hoboken, NJ | $10.4M | 17 | 48.6% |
| #18 | Nicholas DeBari | 339313 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $9.2M | 16 | 80.0% |
| #18 | Michael Puorro | 267438 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $8.7M | 16 | 44.4% |
| #18 | Ryan Delia | 102276 | loanDepot.com, LLC | 174457 | Paramus, NJ | $6.9M | 16 | 72.7% |
| #18 | Julie Swartz | 29751 | Skyrock Mortgage Corp | 2106417 | Rutherford, NJ | $9.9M | 16 | 69.6% |
| #22 | Jerry DeMaio | 980518 | CrossCountry Mortgage, LLC | 3029 | Shrewsbury, NJ | $6.5M | 15 | 51.7% |
| #22 | Dillon White | 1683181 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $9.6M | 15 | 38.5% |
| #22 | Dana Gounaris | 13818 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $7.8M | 15 | 40.5% |
| #22 | Mohamed Illyas | 129448 | CrossCountry Mortgage, LLC | 3029 | Oradell, NJ | $8.3M | 15 | 83.3% |
| #26 | Stephen Carpitella | 15331 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $5.6M | 14 | 93.3% |
| #26 | Lawrence Montani | 7170 | CrossCountry Mortgage, LLC | 3029 | Hazlet, NJ | $7.0M | 14 | 82.4% |
| #28 | Robie Kipnis | 408624 | loanDepot.com, LLC | 174457 | Shrewsbury, NJ | $5.1M | 13 | 100.0% |
| #28 | Angelica Lyons | 947115 | Fulton Bank, National Association | 485401 | Mount Laurel, NJ | $18.0M | 13 | 92.9% |
| #28 | John Fornino | 145243 | Trinity Lending Company LLC | 2762052 | Wayne, NJ | $7.6M | 13 | 43.3% |
| #28 | Ronald Gosewisch | 210533 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $5.7M | 13 | 46.4% |
| #32 | David Taormina | 215662 | Guaranteed Rate, Inc. | 2611 | Pompton Plains, NJ | $7.4M | 12 | 92.3% |
| #32 | Brian Homowitz | 413782 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $6.8M | 12 | 50.0% |
| #32 | Russell Rinaldi | 495026 | JFC Funding LLC | 1111851 | Waldwick, NJ | $6.5M | 12 | 70.6% |
| #32 | Christopher Miller | 1787407 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $7.9M | 12 | 70.6% |
| #32 | Matthew Keane | 12966 | Guaranteed Rate, Inc. | 2611 | Madison, NJ | $9.8M | 12 | 41.4% |
| #32 | MAYER WEISS | 175269 | Ark Mortgage, Inc. | 103915 | Lakewood, NJ | $4.7M | 12 | 80.0% |
| #32 | Jason Geary | 589283 | Guaranteed Rate Affinity, LLC | 1598647 | Mendham, NJ | $6.5M | 12 | 75.0% |
| #39 | Daniella Hurley | 2040606 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Sparta, NJ | $5.6M | 11 | 84.6% |
| #39 | Norman Tomasello | 249995 | Manufacturers and Traders Trust Company | 381076 | Cherry Hill, NJ | $11.7M | 11 | 73.3% |
| #39 | Troy Sears | 216683 | CrossCountry Mortgage, LLC | 3029 | Morganville, NJ | $6.9M | 11 | 52.4% |
| #39 | john carvalho | 280297 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $6.6M | 11 | 50.0% |
| #39 | Danielle Farber | 1565925 | Affordable Mortgage Advisors, LLC | 139164 | Northfield, NJ | $3.4M | 11 | 39.3% |
| #39 | Megan McDermott | 90194 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $5.3M | 11 | 64.7% |
| #39 | Carlos Figueira | 147484 | Keypoint Mortgage, LLC | 298422 | Florham Park, NJ | $5.9M | 11 | 50.0% |
| #39 | Stephen Domenick | 2134885 | Legacy Mortgage Group Inc | 2533102 | Clifton, NJ | $5.8M | 11 | 73.3% |
| #39 | Leonard Coopersmith | 40869 | FM Home Loans, LLC | 2212 | Lakewood, NJ | $6.7M | 11 | 73.3% |
| #39 | Todd Harrington | 869718 | Brightwire Loans LLC | 1074453 | River Edge, NJ | $5.5M | 11 | 84.6% |
| #49 | Nilesh Desai | 23440 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $5.5M | 10 | 66.7% |
| #49 | Marc Pollicino | 186115 | CMG Mortgage, Inc. | 1820 | Glassboro, NJ | $4.0M | 10 | 50.0% |