Retention champions in Michigan this year, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 18, 2026, the top 3 include Bing Guo (A Best Financial Corporation, NMLS #138564), Chinmay Deshpande (C 4 D Mortgage Company LLC, NMLS #161464), and Joshua Nawrot (Northern Mortgage Services, LLC, NMLS #160116).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $26.7M | 60 | 84.5% |
| #2 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $18.2M | 43 | 55.8% |
| #3 | Joshua Nawrot | 160116 | Northern Mortgage Services, LLC | 130662 | Byron Center, MI | $11.8M | 34 | 54.0% |
| #4 | Christopher Puzzuoli | 276711 | HFG Holdings, Inc. | 1467435 | Troy, MI | $9.3M | 33 | 70.2% |
| #5 | Jonathan Arnold | 129471 | Guild Mortgage Company LLC | 3274 | Ada, MI | $10.6M | 29 | 80.6% |
| #5 | Jon Aucutt | 710259 | SUPERIOR NATIONAL BANK | 411460 | Troy, MI | $11.5M | 29 | 67.4% |
| #7 | James Paquette | 533633 | Lake Michigan Credit Union | 442967 | Brighton, MI | $14.1M | 28 | 73.7% |
| #8 | Joseph Bigelman | 140064 | Staunton Financial, Inc. | 140012 | Southfield, MI | $12.4M | 27 | 71.1% |
| #8 | Kelly Russo | 1147434 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $7.8M | 27 | 81.8% |
| #10 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $10.5M | 26 | 68.4% |
| #10 | Jeffrey Kujan | 406704 | First Merchants Bank | 454552 | Farmington Hills, MI | $10.7M | 26 | 89.7% |
| #10 | Seth Bellas | 1210102 | Canopy Mortgage, LLC | 1359687 | Wyoming, MI | $7.1M | 26 | 72.2% |
| #13 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.6M | 25 | 80.6% |
| #14 | Dawn Connors | 102706 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $6.6M | 24 | 85.7% |
| #14 | Christopher Harris | 162723 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $5.9M | 24 | 64.9% |
| #16 | Nathan Steiner | 771054 | Guaranteed Rate, Inc. | 2611 | Grosse Pointe Farms, MI | $17.4M | 23 | 74.2% |
| #16 | Stephen Stork | 137370 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $6.0M | 23 | 74.2% |
| #16 | Peter Humphreys | 630758 | Independent Bank | 454790 | Rockford, MI | $9.4M | 23 | 85.2% |
| #19 | Grant Holmes | 135241 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $9.1M | 22 | 71.0% |
| #20 | Philip Lapinski | 1485025 | HFG Holdings, Inc. | 1467435 | Troy, MI | $6.1M | 21 | 55.3% |
| #21 | Thomas Savage | 21245 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $5.3M | 20 | 64.5% |
| #21 | Christian Newberry | 13314 | Everett Financial, Inc. | 2129 | Dallas, TX | $7.4M | 20 | 95.2% |
| #23 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $7.2M | 19 | 67.9% |
| #23 | Zac Ellerbroek | 138717 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $12.9M | 19 | 46.3% |
| #23 | Scot Veneklase | 153844 | Neighborhood Loans, Inc. | 222982 | Grand Rapids, MI | $6.4M | 19 | 73.1% |
| #26 | Mark Copland | 136066 | Staunton Financial, Inc. | 140012 | Southfield, MI | $6.2M | 18 | 62.1% |
| #26 | David Thomas | 585409 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $5.9M | 18 | 51.4% |
| #28 | Seth Vanderwey | 1376027 | Churchill Mortgage Corporation | 1591 | Byron Center, MI | $4.8M | 17 | 70.8% |
| #28 | Jeanna Carey | 1069188 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $7.4M | 17 | 48.6% |
| #28 | Robyn Berg | 630894 | Union Home Mortgage Corp. | 2229 | East Lansing, MI | $3.9M | 17 | 63.0% |
| #31 | Mallory Strotheide | 177925 | American Pacific Mortgage Corporation | 1850 | Ada, MI | $4.1M | 16 | 50.0% |
| #31 | Charu Hari | 1254602 | Michigan Schools and Government Credit Union | 423037 | Troy, MI | $8.5M | 16 | 66.7% |
| #31 | Mark Wiedemann | 162098 | Ross Mortgage Corporation | 107716 | Troy, MI | $4.5M | 16 | 72.7% |
| #34 | Dave Stellin | 709727 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $7.8M | 15 | 75.0% |
| #34 | Sebastian George | 161496 | VEMA MORTGAGE LLC | 1019911 | Troy, MI | $6.2M | 15 | 51.7% |
| #34 | Richard Veldman | 525375 | Ark-La-Tex Financial Services, LLC | 2143 | Plano, TX | $4.6M | 15 | 78.9% |
| #37 | Jason Robinson | 533276 | Lake Michigan Credit Union | 442967 | Ann Arbor, MI | $6.8M | 14 | 70.0% |
| #37 | John Duke | 81078 | Union Home Mortgage Corp. | 2229 | East Lansing, MI | $3.6M | 14 | 58.3% |
| #37 | Mark Owen | 436609 | Fifth Third Bank, National Association | 403245 | Troy, MI | $5.6M | 14 | 73.7% |
| #40 | Michael Unkovich | 783180 | Dart Bank, The | 406384 | Lansing, MI | $4.9M | 13 | 86.7% |
| #40 | Harry Richter III | 46372 | CrossCountry Mortgage, LLC | 3029 | Ann Arbor, MI | $3.7M | 13 | 76.5% |
| #40 | Ronya Grohman | 140084 | Staunton Financial, Inc. | 140012 | Southfield, MI | $7.4M | 13 | 56.5% |
| #40 | Troy Bergman | 140061 | Staunton Financial, Inc. | 140012 | Southfield, MI | $6.3M | 13 | 50.0% |
| #40 | Jeffrey Stephenson | 139052 | Mortgage300 Corporation | 162651 | Stuart, FL | $3.1M | 13 | 39.4% |
| #40 | Angela Kakos | 166374 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $8.6M | 13 | 65.0% |
| #40 | Martin Schaefer | 164627 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $2.9M | 13 | 46.4% |
| #40 | ANETA PYTEL | 135189 | Trust Mortgage LLC | 2491461 | Rochester Hills, MI | $4.2M | 13 | 86.7% |
| #48 | Steven Frost | 30168 | National Mortgage Funding LLC | 1939208 | Troy, MI | $3.8M | 12 | 66.7% |
| #48 | Jeremy Stybel | 129466 | First Securities Financial Services, Inc. | 116848 | Bingham Farms, MI | $3.9M | 12 | 70.6% |
| #48 | Hayley Woodworth | 675007 | Neighborhood Loans, Inc. | 222982 | Grand Rapids, MI | $3.4M | 12 | 75.0% |