Retention champions nationwide this year, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 18, 2026, the top 3 include Jarret Coleman (U.S. Bank National Association, NMLS #67530), Biju paul (Prime Choice Lending Inc., NMLS #337511), and Vipul Hapani (VEMA MORTGAGE LLC, NMLS #1891192).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $152.9M | 130 | 79.3% |
| #2 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $49.5M | 98 | 60.9% |
| #3 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $42.8M | 87 | 70.2% |
| #4 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $39.7M | 83 | 57.6% |
| #5 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $49.8M | 82 | 61.7% |
| #5 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $45.5M | 82 | 67.2% |
| #7 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $31.5M | 74 | 67.9% |
| #8 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $38.0M | 73 | 42.9% |
| #9 | Maria Tang | 8077 | family first mortgage group corporation | 380186 | Natick, MA | $39.1M | 69 | 88.5% |
| #10 | Ashok Lakshmanan | 238977 | Professional Mortgage Solutions Inc | 237990 | Naperville, IL | $28.7M | 68 | 70.1% |
| #11 | Andrew Marquis | 29861 | CrossCountry Mortgage, LLC | 3029 | Lexington, MA | $52.9M | 67 | 57.3% |
| #12 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $79.6M | 66 | 81.5% |
| #13 | Shant Banosian | 7206 | Guaranteed Rate, Inc. | 2611 | Waltham, MA | $54.3M | 63 | 19.3% |
| #13 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $31.1M | 63 | 54.8% |
| #15 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $27.2M | 61 | 84.7% |
| #15 | Calvael Alisa | 1915734 | eMortgage Funding LLC | 1059364 | Troy, MI | $18.8M | 61 | 60.4% |
| #17 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $47.8M | 60 | 81.1% |
| #17 | Jordan Rosenblum | 1599655 | AMERICAN MORTGAGE CORPORATION | 226715 | Saint Louis, MO | $19.7M | 60 | 82.2% |
| #17 | Chirag Rachhadia | 1890628 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $28.0M | 60 | 69.8% |
| #20 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $25.9M | 59 | 47.6% |
| #21 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $12.7M | 58 | 60.4% |
| #22 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $29.2M | 57 | 71.3% |
| #22 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $23.0M | 57 | 66.3% |
| #24 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $80.4M | 56 | 86.2% |
| #24 | suneel kommireddy | 1846636 | Viva Lending Group LLC | 2216743 | Cary, NC | $28.7M | 56 | 81.2% |
| #24 | Thomas Lavallee | 132849 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $25.1M | 56 | 87.5% |
| #24 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $26.8M | 56 | 57.1% |
| #28 | KYLE ERNST | 219642 | Stonehaven Mortgage Incorporated | 901574 | Elmhurst, IL | $29.0M | 55 | 73.3% |
| #28 | Gerald Sundt | 168111 | CrossCountry Mortgage, LLC | 3029 | Tucson, AZ | $20.4M | 55 | 65.5% |
| #28 | Daniel Meier | 880575 | CMG Mortgage, Inc. | 1820 | Snohomish, WA | $43.0M | 55 | 59.1% |
| #31 | Andrew Lane | 39441 | CMG Mortgage, Inc. | 1820 | Portsmouth, NH | $26.6M | 53 | 75.7% |
| #32 | Savvas Fetfatsidis | 35213 | Guaranteed Rate, Inc. | 2611 | Boston, MA | $32.5M | 52 | 76.5% |
| #33 | Christopher Leon | 854517 | CrossCountry Mortgage, LLC | 3029 | Sierra Vista, AZ | $15.1M | 51 | 77.3% |
| #34 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $36.3M | 49 | 47.6% |
| #34 | Joel Schaub | 224512 | Guaranteed Rate, Inc. | 2611 | Naples, FL | $28.5M | 49 | 62.8% |
| #34 | Christina Razzi | 162739 | U.S. Bank National Association | 402761 | Chicago, IL | $57.0M | 49 | 79.0% |
| #34 | Bryan Lovern | 1053013 | CrossCountry Mortgage, LLC | 3029 | Columbia, MD | $24.2M | 49 | 73.1% |
| #34 | Anil Loomba | 222807 | Home Mortgage Solutions, Inc | 203169 | Leander, TX | $17.2M | 49 | 50.0% |
| #39 | STUART ROSENBLUM | 267567 | AMERICAN MORTGAGE CORPORATION | 226715 | Saint Louis, MO | $13.5M | 46 | 68.7% |
| #39 | Jonathan Kulak | 1403506 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $30.2M | 46 | 78.0% |
| #41 | Martin Medve | 86840 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $35.4M | 45 | 66.2% |
| #41 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $20.0M | 45 | 76.3% |
| #41 | Daniel Sa | 173224 | NFM Lending, LLC | 2893 | Columbus, OH | $13.4M | 45 | 51.7% |
| #44 | Ryan Purpero | 68409 | U.S. Bank National Association | 402761 | Hopkins, MN | $53.0M | 43 | 82.7% |
| #44 | Harinder Johar | 21464 | T2 Financial LLC | 1686046 | Milford, CT | $23.8M | 43 | 54.4% |
| #46 | Christina Trethewey | 79510 | Guaranteed Rate, Inc. | 2611 | Boston, MA | $29.7M | 42 | 77.8% |
| #46 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $16.8M | 42 | 63.6% |
| #48 | Timothy Holdmann | 1593146 | Accunet Mortgage LLC | 255368 | Waukesha, WI | $15.4M | 41 | 93.2% |
| #48 | Jeremy Durkin | 146467 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $19.9M | 41 | 44.1% |
| #50 | Yaneth Robinson | 1273730 | Nymeo Federal Credit Union | 414687 | Frederick, MD | $7.6M | 40 | 97.6% |