Retention champions in Ohio this year, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 18, 2026, the top 3 include Scott Snapp (loanDepot.com, LLC, NMLS #408700), Daniel Sa (NFM Lending, LLC, NMLS #173224), and Jason Harris (Guaranteed Rate, Inc., NMLS #573906).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $12.5M | 57 | 61.3% |
| #2 | Daniel Sa | 173224 | NFM Lending, LLC | 2893 | Columbus, OH | $13.1M | 44 | 53.7% |
| #3 | Jason Harris | 573906 | Guaranteed Rate, Inc. | 2611 | Columbus, OH | $15.7M | 35 | 60.3% |
| #4 | Jessica Armbruster | 211614 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $7.3M | 34 | 68.0% |
| #5 | Lori Saucier | 258116 | CrossCountry Mortgage, LLC | 3029 | Tampa, FL | $6.6M | 28 | 75.7% |
| #6 | Shireen Shackelford | 460626 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.4M | 27 | 54.0% |
| #7 | Aaron Pettrey | 1038767 | Union Savings Bank | 446047 | Columbus, OH | $12.0M | 26 | 63.4% |
| #8 | BRADLEY LANE | 460618 | CrossCountry Mortgage, LLC | 3029 | Hudson, OH | $4.9M | 25 | 55.6% |
| #9 | Coley Rau | 256481 | CrossCountry Mortgage, LLC | 3029 | Bryan, OH | $4.3M | 24 | 60.0% |
| #10 | Austin Clarkson | 1249198 | Lower, LLC | 1124061 | Columbus, OH | $6.5M | 22 | 78.6% |
| #11 | Wilbert Horn | 132160 | Savage Mortgage Services, Ltd. | 127441 | Maumee, OH | $7.7M | 20 | 83.3% |
| #12 | Jason Rings | 497617 | Union Savings Bank | 446047 | Columbus, OH | $2.2M | 18 | 85.7% |
| #12 | Noah Brader | 224079 | Union Home Mortgage Corp. | 2229 | Dublin, OH | $7.3M | 18 | 45.0% |
| #12 | Jason Marsh | 67242 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $3.9M | 18 | 62.1% |
| #12 | Erik Sebastian Torsell Starud | 1649423 | NFM Lending, LLC | 2893 | Columbus, OH | $6.2M | 18 | 78.3% |
| #12 | David Voytek | 263709 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $3.6M | 18 | 85.7% |
| #12 | Heather Cousino-Proch | 132165 | Savage Mortgage Services, Ltd. | 127441 | Maumee, OH | $5.1M | 18 | 66.7% |
| #12 | Andrew Beigel | 1682169 | NFM Lending, LLC | 2893 | Columbus, OH | $5.7M | 18 | 48.6% |
| #19 | Mario Cua | 885156 | NFM Lending, LLC | 2893 | Worthington, OH | $5.0M | 17 | 41.5% |
| #19 | Drew Stacey | 728175 | CrossCountry Mortgage, LLC | 3029 | Blue Ash, OH | $8.2M | 17 | 54.8% |
| #19 | Ronald Erdmann | 728342 | Guaranteed Rate, Inc. | 2611 | Cincinnati, OH | $6.5M | 17 | 63.0% |
| #19 | Sheena Schiffer | 119175 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $3.3M | 17 | 60.7% |
| #19 | William Riley | 415830 | CrossCountry Mortgage, LLC | 3029 | Springfield, OH | $4.9M | 17 | 45.9% |
| #24 | Michael Harrison | 655476 | Union Savings Bank | 446047 | Cincinnati, OH | $4.6M | 16 | 66.7% |
| #24 | Tabitha Burton | 932775 | NFM Lending, LLC | 2893 | Columbus, OH | $4.7M | 16 | 66.7% |
| #26 | Todd Novosel | 525347 | NFM Lending, LLC | 2893 | Columbus, OH | $4.5M | 15 | 78.9% |
| #27 | Wendy Kull | 833089 | Union Savings Bank | 446047 | Dayton, OH | $4.5M | 14 | 82.4% |
| #27 | Justus Sharp | 436047 | NFM Lending, LLC | 2893 | Grove City, OH | $4.2M | 14 | 53.8% |
| #27 | Derrick Franz | 282506 | McKinley Mortgage, LLC | 1698 | Cincinnati, OH | $4.7M | 14 | 70.0% |
| #27 | Mark Myers | 438947 | Union Savings Bank | 446047 | Dayton, OH | $4.0M | 14 | 43.8% |
| #27 | Sean Hadley | 265075 | CrossCountry Mortgage, LLC | 3029 | Beachwood, OH | $3.8M | 14 | 45.2% |
| #27 | Randall Bruns | 464300 | ST. HENRY BANK, THE | 415884 | Saint Henry, OH | $4.6M | 14 | 93.3% |
| #33 | Jeremiah Denton | 370202 | CrossCountry Mortgage, LLC | 3029 | Batavia, OH | $3.9M | 13 | 32.5% |
| #33 | Donald Jarecki | 265068 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $3.4M | 13 | 65.0% |
| #33 | David Arocho | 525328 | NFM Lending, LLC | 2893 | Columbus, OH | $6.3M | 13 | 33.3% |
| #33 | Todd Nerlinger | 641549 | Union Savings Bank | 446047 | Dayton, OH | $4.7M | 13 | 59.1% |
| #33 | Zachary Appleby | 328764 | Highlands Residential Mortgage, Ltd. | 134871 | Allen, TX | $5.2M | 13 | 61.9% |
| #33 | Stephanie Adkins | 429858 | Guaranteed Rate, Inc. | 2611 | Chillicothe, OH | $4.2M | 13 | 38.2% |
| #33 | Mark Hamad | 585817 | Union Savings Bank | 446047 | Cincinnati, OH | $3.1M | 13 | 68.4% |
| #33 | Vincent Birth | 281795 | The Huntington National Bank | 402436 | Grafton, OH | $3.0M | 13 | 81.3% |
| #33 | David Rodriguez | 428094 | The Huntington National Bank | 402436 | Chardon, OH | $4.1M | 13 | 86.7% |
| #42 | Jesse DeJacimo | 251018 | Ixonia Bank | 423065 | Brookfield, WI | $3.3M | 12 | 25.5% |
| #42 | Jin Hui Lin | 2152309 | General Mortgage Capital Corporation | 254895 | Burlingame, CA | $3.6M | 12 | 92.3% |
| #42 | Mitchell Severance | 493686 | Union Home Mortgage Corp. | 2229 | Pickerington, OH | $4.3M | 12 | 75.0% |
| #42 | Michael Reeve | 500454 | First Financial Bank | 619717 | Worthington, OH | $6.9M | 12 | 38.7% |
| #42 | Aaron Williams | 520724 | Imperial Home Loans LLC | 2592965 | West Chester, OH | $4.0M | 12 | 66.7% |
| #42 | Christopher Wharton | 1682105 | First Ohio Home Finance, Inc. | 130439 | Westerville, OH | $1.9M | 12 | 40.0% |
| #42 | Steve Beskid | 930024 | Covita Lending LLC | 1819700 | Columbus, OH | $4.6M | 12 | 66.7% |
| #42 | Michelle Oneail | 228306 | Evans Home Loans Ltd | 227471 | Bowling Green, OH | $2.4M | 12 | 66.7% |
| #50 | Michael Auge | 1061894 | NFM Lending, LLC | 2893 | Columbus, OH | $3.1M | 11 | 57.9% |