Retention champions in Minnesota this year, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 18, 2026, the top 3 include Brady Day (First Class Mortgage V, Inc, NMLS #206008), Allison Larson (Guild Mortgage Company LLC, NMLS #1059283), and MICHAEL NOONE (Mortgages By Noone, LLC, NMLS #372494).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Brady Day | 206008 | First Class Mortgage V, Inc | 322842 | Maple Grove, MN | $11.4M | 33 | 82.5% |
| #2 | Allison Larson | 1059283 | Guild Mortgage Company LLC | 3274 | Edina, MN | $12.6M | 27 | 71.1% |
| #3 | MICHAEL NOONE | 372494 | Mortgages By Noone, LLC | 1274274 | Eagan, MN | $11.7M | 26 | 92.9% |
| #4 | Casey Van Winkle | 323964 | First Class Mortgage V, Inc | 322842 | Maple Grove, MN | $9.5M | 25 | 69.4% |
| #5 | Jay Dacey | 375033 | Jay Dacey Mortgage Team Inc. | 1812066 | Little Canada, MN | $8.3M | 20 | 80.0% |
| #5 | Lisa Wells | 460442 | CrossCountry Mortgage, LLC | 3029 | Minnetonka, MN | $7.8M | 20 | 58.8% |
| #7 | Lisa Walker | 340189 | CrossCountry Mortgage, LLC | 3029 | Bloomington, MN | $5.9M | 19 | 79.2% |
| #8 | Thomas Jussila | 194821 | Guaranteed Rate, Inc. | 2611 | Cape Coral, FL | $6.7M | 17 | 73.9% |
| #9 | John Zydowsky | 369349 | Tradition Mortgage LLC | 286998 | Lakeville, MN | $6.2M | 15 | 65.2% |
| #9 | Rachel Robole | 2273539 | Guild Mortgage Company LLC | 3274 | Edina, MN | $5.9M | 15 | 78.9% |
| #9 | NICHOLAS HANSON | 367027 | Tradition Mortgage LLC | 286998 | Edina, MN | $6.2M | 15 | 83.3% |
| #9 | Kevin Yamaya | 400490 | Bell Bank | 419538 | Maple Grove, MN | $6.0M | 15 | 75.0% |
| #13 | Tanya Danielson | 509843 | Sherburne State Bank | 362519 | Becker, MN | $3.4M | 13 | 76.5% |
| #13 | Jason Stone | 1018649 | Fairway Independent Mortgage Corporation | 2289 | West St Paul, MN | $3.8M | 13 | 81.3% |
| #13 | Wesley Atkinson | 400955 | Bell Bank | 419538 | Blaine, MN | $5.1M | 13 | 100.0% |
| #16 | Ryan Stangl | 24417 | PrimeSource Funding, Inc. | 2174 | Mankato, MN | $4.2M | 12 | 70.6% |
| #17 | Samuel Capistrant | 2029309 | Fairway Independent Mortgage Corporation | 2289 | Eden Prairie, MN | $4.2M | 11 | 91.7% |
| #17 | Kelly Ratzloff | 1102316 | Bell Bank | 419538 | Austin, MN | $3.1M | 11 | 100.0% |
| #17 | Luke Klitzke | 455645 | CorTrust Mortgage Inc. | 458038 | Hutchinson, MN | $3.5M | 11 | 84.6% |
| #17 | Daniel Bundt | 1488865 | Guaranteed Rate, Inc. | 2611 | Shakopee, MN | $4.2M | 11 | 78.6% |
| #21 | Andrew Burton | 285599 | Waterstone Mortgage Corporation | 186434 | Woodbury, MN | $3.7M | 10 | 76.9% |
| #21 | Alec Johnson | 273107 | CrossCountry Mortgage, LLC | 3029 | Maple Grove, MN | $3.5M | 10 | 83.3% |
| #23 | Fusheng Liu | 1468867 | US West Financial Corporation | 327874 | Plymouth, MN | $3.3M | 9 | 90.0% |
| #23 | Brent Merritt | 340490 | Mortgage Capital of MN Inc | 324257 | Maple Grove, MN | $5.4M | 9 | 75.0% |
| #23 | Mark Merry | 452552 | GRANITE BANK | 405434 | Champlin, MN | $4.6M | 9 | 75.0% |
| #23 | Eric Johnson | 1472365 | US Mortgage Investments of New Prague, Inc. | 375444 | Edina, MN | $3.9M | 9 | 81.8% |
| #27 | Robert Merrill | 400595 | Bell Bank | 419538 | Excelsior, MN | $4.2M | 8 | 61.5% |
| #27 | Lee Aldrich | 325834 | CrossCountry Mortgage, LLC | 3029 | Monticello, MN | $2.5M | 8 | 50.0% |
| #27 | Kate Anderson | 681633 | Prosperity Home Mortgage, LLC | 75164 | Edina, MN | $2.2M | 8 | 53.3% |
| #27 | Jamin Cousins | 1535665 | Better Mortgage Corporation | 330511 | New York, NY | $2.8M | 8 | 53.3% |
| #27 | Shaun Higgins | 84685 | CrossCountry Mortgage, LLC | 3029 | Bloomington, MN | $3.6M | 8 | 61.5% |
| #27 | Cheldon frank | 213346 | Summit Mortgage Corporation | 1041 | Maple Grove, MN | $3.4M | 8 | 80.0% |
| #27 | Habib Sadaka | 339526 | CrossCountry Mortgage, LLC | 3029 | Mankato, MN | $2.7M | 8 | 57.1% |
| #27 | Jason Marschall | 208786 | PrimeLending, A PlainsCapital Company | 13649 | Bloomington, MN | $3.4M | 8 | 38.1% |
| #27 | David Lozinski | 300103 | LOL Incorporated | 299829 | Bloomington, MN | $2.4M | 8 | 80.0% |
| #27 | Brent Busch | 1626669 | Edge Home Finance, LLC | 891464 | Mankato, MN | $2.6M | 8 | 61.5% |
| #27 | Brenda Bednar | 286049 | CrossCountry Mortgage, LLC | 3029 | Owatonna, MN | $2.3M | 8 | 80.0% |
| #38 | James Krantz | 761955 | Tradition Mortgage LLC | 286998 | Wayzata, MN | $3.0M | 7 | 53.8% |
| #38 | Todd Seidl | 413709 | Wells Fargo Bank, National Association | 399801 | Woodbury, MN | $1.8M | 7 | 70.0% |
| #38 | Dominic DesMarais | 379194 | Fairway Independent Mortgage Corporation | 2289 | Edina, MN | $2.2M | 7 | 70.0% |
| #38 | Anne Kehoe | 400918 | Security Bank USA | 401953 | Bemidji, MN | $2.2M | 7 | 63.6% |
| #38 | Mathew Kremers | 380052 | Envision Capital, Inc. | 327578 | Wayzata, MN | $5.2M | 7 | 63.6% |
| #38 | Paul Fredin | 1919643 | Jay Dacey Mortgage Team Inc. | 1812066 | Little Canada, MN | $2.7M | 7 | 70.0% |
| #38 | Matthew Grant | 324106 | Fairway Independent Mortgage Corporation | 2289 | Bloomington, MN | $3.8M | 7 | 58.3% |
| #38 | Titus Mhiripiri | 233977 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Eden Prairie, MN | $2.3M | 7 | 70.0% |
| #38 | Ali Massa | 400275 | Success Mortgage Partners, Inc. | 130562 | River Falls, WI | $3.0M | 7 | 70.0% |
| #38 | Mark Steil | 452837 | U.S. Bank National Association | 402761 | Earth City, MO | $8.3M | 7 | 70.0% |
| #38 | Thomas Graese | 1884233 | Affinity Plus Federal Credit Union | 402448 | Saint Paul, MN | $465K | 7 | 25.0% |
| #38 | Jason Naber | 756922 | Old National Bank | 459308 | South St Paul, MN | $7.6M | 7 | 63.6% |
| #50 | Kristin Piatz | 452537 | Guild Mortgage Company LLC | 3274 | Edina, MN | $2.2M | 6 | 42.9% |