Retention champions nationwide this year, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 18, 2026, the top 3 include Jarret Coleman (U.S. Bank National Association, NMLS #67530), Kashif Shamshad (U.S. Bank National Association, NMLS #1492490), and Brian Minkow (CMG Mortgage, Inc., NMLS #256638).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $152.9M | 130 | 79.3% |
| #2 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $80.4M | 56 | 86.2% |
| #3 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $79.6M | 66 | 81.5% |
| #4 | Claudia Castillo | 529944 | JPMorgan Chase Bank, National Association | 399798 | Houston, TX | $57.5M | 8 | 53.3% |
| #5 | Christina Razzi | 162739 | U.S. Bank National Association | 402761 | Chicago, IL | $57.0M | 49 | 79.0% |
| #6 | Shant Banosian | 7206 | Guaranteed Rate, Inc. | 2611 | Waltham, MA | $54.3M | 63 | 19.3% |
| #7 | Sheng Hua | 1552269 | U.S. Bank National Association | 402761 | Earth City, MO | $53.9M | 36 | 64.3% |
| #8 | Ryan Purpero | 68409 | U.S. Bank National Association | 402761 | Hopkins, MN | $53.0M | 43 | 82.7% |
| #9 | Andrew Marquis | 29861 | CrossCountry Mortgage, LLC | 3029 | Lexington, MA | $52.9M | 67 | 57.3% |
| #10 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $49.8M | 82 | 61.7% |
| #11 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $49.5M | 98 | 60.9% |
| #12 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $47.8M | 60 | 81.1% |
| #13 | Christopher Yu | 1006860 | U.S. Bank National Association | 402761 | Cupertino, CA | $47.6M | 33 | 70.2% |
| #14 | Joseph Antonios | 18064 | U.S. Bank National Association | 402761 | Greenwich, CT | $47.0M | 24 | 82.8% |
| #15 | Kevin Wang | 1519351 | City National Bank | 536994 | Los Angeles, CA | $46.0M | 33 | 40.2% |
| #16 | Aaron Tyler | 130688 | U.S. Bank National Association | 402761 | Hopkins, MN | $46.0M | 34 | 69.4% |
| #17 | Nicholas Tomas | 31699 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $45.6M | 37 | 86.0% |
| #18 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $45.5M | 82 | 67.2% |
| #19 | Louis Manfredini | 243928 | U.S. Bank National Association | 402761 | Hopkins, MN | $45.1M | 35 | 79.5% |
| #20 | Daniel Meier | 880575 | CMG Mortgage, Inc. | 1820 | Snohomish, WA | $43.0M | 55 | 59.1% |
| #21 | Kevin Baboiyan | 1837815 | U.S. Bank National Association | 402761 | Newport Beach, CA | $42.9M | 35 | 87.5% |
| #22 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $42.8M | 87 | 70.2% |
| #23 | Melany Hannibal | 502019 | U.S. Bank National Association | 402761 | Bellevue, WA | $42.4M | 30 | 85.7% |
| #24 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $39.7M | 83 | 57.6% |
| #25 | Xiaofan Zheng | 253492 | Bank of America, N.A. | 399802 | Palo Alto, CA | $39.1M | 24 | 53.3% |
| #26 | Maria Tang | 8077 | family first mortgage group corporation | 380186 | Natick, MA | $39.1M | 69 | 88.5% |
| #27 | Risha Kilaru | 249676 | OriginPoint LLC | 2185899 | San Francisco, CA | $38.9M | 29 | 43.3% |
| #28 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $38.0M | 73 | 42.9% |
| #29 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $36.3M | 49 | 47.6% |
| #30 | Gregory Krolikowski | 801940 | Goldman Sachs Bank USA | 208156 | Los Angeles, CA | $36.1M | 8 | 66.7% |
| #31 | Martin Medve | 86840 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $35.4M | 45 | 66.2% |
| #32 | Jonathan Weisman | 19378 | Blue Door Mortgage, LLC | 2218 | Newton, MA | $35.3M | 40 | 78.4% |
| #33 | Nicole Santizo | 582907 | Guaranteed Rate, Inc. | 2611 | Los Altos, CA | $34.8M | 28 | 90.3% |
| #34 | John Farrell | 374639 | U.S. Bank National Association | 402761 | Hopkins, MN | $34.4M | 27 | 93.1% |
| #35 | Sherry Ho | 834686 | Citibank, NA | 412915 | Pasadena, CA | $33.8M | 29 | 51.8% |
| #36 | Brendan Murphy | 740173 | Goldman Sachs Bank USA | 208156 | Philadelphia, PA | $32.8M | 13 | 92.9% |
| #37 | Ritu Chopra | 632916 | U.S. Bank National Association | 402761 | Irvine, CA | $32.7M | 30 | 66.7% |
| #38 | Savvas Fetfatsidis | 35213 | Guaranteed Rate, Inc. | 2611 | Boston, MA | $32.5M | 52 | 76.5% |
| #39 | XU HAN | 1716710 | TD Bank NA | 399800 | Jersey City, NJ | $32.4M | 37 | 92.5% |
| #40 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $31.5M | 74 | 67.9% |
| #41 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $31.1M | 63 | 54.8% |
| #42 | Jose Magallanes | 491678 | CrossCountry Mortgage, LLC | 3029 | Newport Beach, CA | $30.8M | 23 | 62.2% |
| #43 | Jonathan Kulak | 1403506 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $30.2M | 46 | 78.0% |
| #44 | XIAOBO NI | 1015707 | Boeing Employees' Credit Union | 490518 | Tukwila, WA | $30.2M | 28 | 49.1% |
| #45 | Elizabeth Song | 1882421 | U.S. Bank National Association | 402761 | Earth City, MO | $29.7M | 25 | 78.1% |
| #46 | Christina Trethewey | 79510 | Guaranteed Rate, Inc. | 2611 | Boston, MA | $29.7M | 42 | 77.8% |
| #47 | Mamta Madaan | 485498 | U.S. Bank National Association | 402761 | Hopkins, MN | $29.7M | 30 | 71.4% |
| #48 | thomas marckwardt | 242073 | CrossCountry Mortgage, LLC | 3029 | Walnut Creek, CA | $29.5M | 34 | 69.4% |
| #49 | Justin Brilman | 1137704 | U.S. Bank National Association | 402761 | Earth City, MO | $29.3M | 25 | 86.2% |
| #50 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $29.2M | 57 | 71.3% |