Retention champions in Delaware this year, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 18, 2026, the top 3 include Nicholas DiEmidio (Pike Creek Mortgage Services, Inc., NMLS #147765), Francis Thornton (Pike Creek Mortgage Services, Inc., NMLS #170347), and Joesph Burns (Prosperity Home Mortgage, LLC, NMLS #1249593).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $6.5M | 18 | 48.6% |
| #2 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $3.8M | 13 | 65.0% |
| #3 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $3.1M | 8 | 28.6% |
| #4 | Edward Stratton | 1321044 | Luminate Bank | 1281698 | Millsboro, DE | $2.9M | 6 | 24.0% |
| #5 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $1.9M | 6 | 40.0% |
| #6 | James Hagan | 1573585 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.7M | 5 | 45.5% |
| #7 | Jeffrey Andress | 900021 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Wilmington, DE | $1.7M | 4 | 30.8% |
| #8 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.7M | 5 | 38.5% |
| #9 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $1.6M | 4 | 21.1% |
| #10 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $1.5M | 3 | 27.3% |
| #11 | Angela Cason | 1384959 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $1.2M | 4 | 33.3% |
| #12 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $1.1M | 4 | 40.0% |
| #13 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.0M | 3 | 27.3% |
| #14 | Benjamin Pugh | 141182 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $983K | 4 | 36.4% |
| #15 | Richard Miller | 155674 | Guild Mortgage Company LLC | 3274 | Columbia, MD | $953K | 2 | 20.0% |
| #16 | Bernard Doherty | 146770 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $896K | 2 | 18.2% |
| #17 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $857K | 3 | 18.8% |
| #18 | Adam Stuller | 169250 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $843K | 2 | 11.8% |
| #19 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $827K | 4 | 22.2% |
| #20 | Tracie Baichi | 191507 | Primary Residential Mortgage, Inc. | 3094 | Newark, DE | $739K | 2 | 18.2% |
| #21 | Amanda Broomall | 900029 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $733K | 3 | 30.0% |
| #22 | David Brown | 453175 | Wilmington Savings Fund Society, FSB | 417673 | Wilmington, DE | $721K | 2 | 16.7% |
| #23 | John Thomas | 38783 | Primary Residential Mortgage, Inc. | 3094 | Newark, DE | $709K | 3 | 20.0% |
| #24 | Traci Rizer | 126675 | Atlantic Coast Mortgage, LLC | 643114 | Grasonville, MD | $700K | 2 | 18.2% |
| #25 | Toni Wilhite | 155908 | Fairway Independent Mortgage Corporation | 2289 | Hockessin, DE | $540K | 1 | 4.5% |
| #26 | William Klotz | 389599 | Lennar Mortgage, LLC | 1058 | Wayne, PA | $514K | 1 | 9.1% |
| #27 | Robert Cox | 160944 | CMG Mortgage, Inc. | 1820 | Lewes, DE | $434K | 2 | 14.3% |
| #28 | Marysol Lavander | 1922477 | NVR Mortgage Finance, Inc. | 1127 | Bear, DE | $356K | 1 | 9.1% |