Retention champions in Oregon this year, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 18, 2026, the top 3 include James Beard (CrossCountry Mortgage, LLC, NMLS #101846), Morgan Faricy (Arete Mortgage NW, LLC, NMLS #1733747), and Randal Vance (Boss Mortgage, LLC, NMLS #1455628).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | James Beard | 101846 | CrossCountry Mortgage, LLC | 3029 | Medford, OR | $8.6M | 25 | 56.8% |
| #2 | Morgan Faricy | 1733747 | Arete Mortgage NW, LLC | 1603801 | Milwaukie, OR | $8.6M | 16 | 100.0% |
| #3 | Randal Vance | 1455628 | Boss Mortgage, LLC | 2547821 | Bend, OR | $8.4M | 16 | 53.3% |
| #4 | David Kroger | 404648 | CrossCountry Mortgage, LLC | 3029 | Lake Oswego, OR | $8.2M | 8 | 80.0% |
| #5 | Aaron Nawrocki | 252668 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $7.6M | 14 | 70.0% |
| #6 | Patrick Fox | 199779 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $7.4M | 9 | 60.0% |
| #7 | Justin Morris | 515250 | Guild Mortgage Company LLC | 3274 | Salem, OR | $7.2M | 19 | 73.1% |
| #8 | Ryan Arzner | 247157 | CrossCountry Mortgage, LLC | 3029 | McMinnville, OR | $7.1M | 17 | 65.4% |
| #9 | Miles Rusth | 84660 | Summit Mortgage Corporation | 3236 | Portland, OR | $6.1M | 12 | 70.6% |
| #10 | Stephen Bowdon | 583034 | Guild Mortgage Company LLC | 3274 | Vancouver, WA | $5.7M | 10 | 50.0% |
| #11 | Jordan Keck | 1017341 | Advantage Mortgage, Inc. | 1770599 | Salem, OR | $5.6M | 13 | 68.4% |
| #12 | adam moshofsky | 227695 | Mortgage Express, LLC | 40831 | Bend, OR | $5.5M | 11 | 61.1% |
| #13 | Aaron Espadron-Coker | 205716 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $5.2M | 14 | 82.4% |
| #14 | Paul Marrs | 5212 | Premier Mortgage Resources, L.L.C. | 1169 | Portland, OR | $5.1M | 8 | 57.1% |
| #15 | Andrew Harris | 124161 | Vantage Mortgage Group, Inc. | 35986 | Lake Oswego, OR | $5.1M | 10 | 71.4% |
| #16 | Ladelle White | 372813 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $5.0M | 16 | 84.2% |
| #17 | Andrew Varcak | 418900 | Newland Mortgage, Inc. | 1833416 | Haiku, HI | $4.9M | 8 | 53.3% |
| #18 | Julia Felsman | 120831 | Guaranteed Rate, Inc. | 2611 | Portland, OR | $4.8M | 9 | 29.0% |
| #19 | Michael Leland | 53011 | Mortgage Trust, Inc. | 3250 | Portland, OR | $4.8M | 9 | 81.8% |
| #20 | Stephen Mora | 404066 | Guaranteed Rate, Inc. | 2611 | Bend, OR | $4.6M | 8 | 66.7% |
| #21 | Aaron Callahan | 887764 | Callahan Consulting, Inc. | 2369027 | Bend, OR | $4.6M | 8 | 53.3% |
| #22 | Jason Fleming | 1858197 | Better Mortgage Corporation | 330511 | New York, NY | $4.5M | 9 | 75.0% |
| #23 | Laurance Wisher | 50673 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $4.4M | 10 | 83.3% |
| #24 | Brian McElligott | 501366 | COLUMBIA BANK | 401867 | Albany, OR | $4.3M | 10 | 71.4% |
| #25 | James Adair Jr | 272766 | Better Mortgage Corporation | 330511 | New York, NY | $4.2M | 5 | 41.7% |
| #26 | Trevor Nissen | 487509 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $3.9M | 16 | 69.6% |
| #27 | Katherine Hamm | 185848 | Guild Mortgage Company LLC | 3274 | Portland, OR | $3.9M | 8 | 72.7% |
| #28 | Elaine Anderson | 487577 | Guild Mortgage Company LLC | 3274 | Pendleton, OR | $3.8M | 13 | 86.7% |
| #29 | Cristina Stanek | 445518 | Secure Choice Lending | 1689518 | Bend, OR | $3.8M | 7 | 70.0% |
| #30 | DAWN CARTER | 127668 | Guaranteed Rate, Inc. | 2611 | Lake Oswego, OR | $3.6M | 6 | 54.5% |
| #31 | Nikole Potulsky | 1832391 | TWO RIVERS MORTGAGE, LLC | 1647999 | Clackamas, OR | $3.6M | 8 | 80.0% |
| #32 | Cherie Smith | 570248 | Guild Mortgage Company LLC | 3274 | Redmond, OR | $3.5M | 10 | 76.9% |
| #33 | Gina Gutierrez | 2014002 | Root Executives, LLC | 1830982 | Clackamas, OR | $3.5M | 7 | 63.6% |
| #34 | Meagan Smith | 1238070 | Oregon Community Credit Union | 403502 | Eugene, OR | $3.5M | 8 | 80.0% |
| #35 | Stacy Schlesinger | 252075 | NW Processing Group Inc. | 251560 | Portland, OR | $3.5M | 8 | 80.0% |
| #36 | Scott DeWitt | 971451 | loanDepot.com, LLC | 174457 | Eugene, OR | $3.4M | 10 | 55.6% |
| #37 | James Swift | 2060886 | Synergy One Lending, Inc. | 1907235 | Salem, OR | $3.4M | 7 | 53.8% |
| #38 | Vincent Patrick | 406307 | CMG Mortgage, Inc. | 1820 | Clackamas, OR | $3.4M | 9 | 90.0% |
| #39 | SCOTT HIRSCHHORN | 92295 | SELCO Community Credit Union | 402847 | Springfield, OR | $3.3M | 6 | 54.5% |
| #40 | Samuel Jurgenson | 1939430 | ALAMEDA MORTGAGE CORPORATION | 271603 | Portland, OR | $3.2M | 7 | 58.3% |
| #41 | Michael Sullivan | 70593 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $3.2M | 7 | 53.8% |
| #42 | Thomas Fitkin | 263844 | Fitkin Mortgage Corporation Inc. | 233782 | Lake Oswego, OR | $3.1M | 5 | 45.5% |
| #43 | Ty Thompson | 226836 | Guaranteed Rate, Inc. | 2611 | Medford, OR | $3.1M | 7 | 53.8% |
| #44 | Jose Ayhllon | 1377761 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $3.0M | 6 | 60.0% |
| #45 | Kate Walsh | 285140 | Mortgage Express, LLC | 40831 | West Linn, OR | $2.9M | 5 | 50.0% |
| #46 | Trask Court | 493079 | COLUMBIA BANK | 401867 | Tigard, OR | $2.8M | 5 | 50.0% |
| #47 | Scott Kirkland | 212843 | Root Executives, LLC | 1830982 | Clackamas, OR | $2.8M | 6 | 54.5% |
| #48 | Stephanie Noble | 129002 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $2.8M | 6 | 20.0% |
| #49 | Vince Kingston | 291740 | Guild Mortgage Company LLC | 3274 | Clackamas, OR | $2.7M | 6 | 35.3% |
| #50 | Brian Martin | 401827 | Mortgage Express, LLC | 40831 | Corvallis, OR | $2.7M | 6 | 33.3% |