Retention champions in Kentucky this year, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 18, 2026, the top 3 include Peiran Sun (Sun Lending USA LLC, NMLS #6853), JONATHAN TINGLE II (Guardian Savings Bank, NMLS #718170), and Jesse Cronen (Northpointe Bank, NMLS #8821).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Peiran Sun | 6853 | Sun Lending USA LLC | 1889 | Lexington, KY | $9.9M | 29 | 76.3% |
| #2 | JONATHAN TINGLE II | 718170 | Guardian Savings Bank | 449474 | Lexington, KY | $8.5M | 21 | 91.3% |
| #3 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $8.3M | 23 | 46.9% |
| #4 | Jonathan Leslie | 66661 | LIBERTY FEDERAL CREDIT UNION | 518136 | Prospect, KY | $5.0M | 7 | 58.3% |
| #5 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $4.9M | 15 | 78.9% |
| #6 | Jason Lawrence | 52494 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $4.6M | 13 | 54.2% |
| #7 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $3.9M | 10 | 47.6% |
| #8 | Thomas Thomas | 657783 | First Financial Bank | 619717 | Saint Matthews, KY | $3.8M | 6 | 42.9% |
| #9 | David Zuhars | 9541 | Securitas Financial Inc | 1039147 | Louisville, KY | $3.8M | 9 | 81.8% |
| #10 | Marty Gaddie | 1745992 | Mortgage Research Center, LLC | 1907 | Elizabethtown, KY | $3.7M | 10 | 47.6% |
| #11 | Lee Witte | 437373 | FT Funding PLC | 2436863 | Fort Thomas, KY | $3.5M | 7 | 58.3% |
| #12 | REBECCA ELLIOTT | 3379 | Republic Bank & Trust Co. | 402606 | Georgetown, KY | $3.4M | 11 | 84.6% |
| #13 | Donald Benningfield | 10031 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $3.4M | 11 | 91.7% |
| #14 | Devin Buckner | 2436722 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $3.3M | 11 | 78.6% |
| #15 | Ryan Wheeler | 8981 | United Residential Mortgage, Inc. | 1326012 | Elizabethtown, KY | $3.2M | 10 | 66.7% |
| #16 | Corey Grace | 436478 | CrossCountry Mortgage, LLC | 3029 | Lakeside Park, KY | $2.7M | 8 | 50.0% |
| #17 | Robert Clifton | 7291 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $2.6M | 8 | 34.8% |
| #18 | Connie Smith | 62811 | Union Home Mortgage Corp. | 2229 | Lakeside Park, KY | $2.5M | 9 | 69.2% |
| #19 | Scott Burleigh | 653826 | The Huntington National Bank | 402436 | Cincinnati, OH | $2.5M | 9 | 90.0% |
| #20 | Eric Kemerer | 603905 | Milestone Lending LLC | 1620805 | Louisville, KY | $2.3M | 7 | 50.0% |
| #21 | Ravi Patel | 328529 | Union Home Mortgage Corp. | 2229 | Cincinnati, OH | $2.3M | 7 | 25.0% |
| #22 | Nate Driggers | 1696374 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $2.2M | 6 | 46.2% |
| #23 | Julie Baker | 444541 | Fifth Third Bank, National Association | 403245 | Lexington, KY | $2.1M | 8 | 61.5% |
| #24 | Susan Hatfield | 58306 | Ark-La-Tex Financial Services, LLC | 2143 | Lexington, KY | $2.1M | 9 | 47.4% |
| #25 | Joseph Sester | 2132419 | NFM Lending, LLC | 2893 | Columbus, OH | $1.9M | 5 | 45.5% |
| #26 | Alexander Milburn | 1680354 | T2 Financial LLC | 1686046 | Richmond, KY | $1.8M | 5 | 27.8% |
| #27 | Paul Chambliss | 37502 | Premier Lending, Inc. | 238143 | Elizabethtown, KY | $1.8M | 6 | 40.0% |
| #28 | JASON LEONHARD | 718151 | Guardian Savings Bank | 449474 | Florence, KY | $1.8M | 6 | 60.0% |
| #29 | Billy Holloway | 1489180 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.7M | 6 | 54.5% |
| #30 | Kenneth Prost | 63076 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $1.7M | 8 | 50.0% |
| #31 | Patrick Seiter | 173817 | The Credit Resource, LLC | 1131966 | Burlington, KY | $1.7M | 4 | 36.4% |
| #32 | David Osburg | 142308 | Stockton Mortgage Corporation | 8259 | Fort Thomas, KY | $1.7M | 3 | 30.0% |
| #33 | Paul Knopf | 13987 | InterLinc Mortgage Services, LLC | 205696 | Louisville, KY | $1.6M | 5 | 23.8% |
| #34 | Bradley Hacker | 22435 | Ark-La-Tex Financial Services, LLC | 2143 | Lexington, KY | $1.6M | 5 | 29.4% |
| #35 | Tracy Holtsclaw | 470791 | Home Group, LLC | 2019434 | Elizabethtown, KY | $1.5M | 4 | 21.1% |
| #36 | Stephen Gray | 444059 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.4M | 6 | 54.5% |
| #37 | Robert Trump | 1295728 | Guaranteed Rate, Inc. | 2611 | Florence, KY | $1.3M | 4 | 40.0% |
| #38 | Megan Wesdorp | 973556 | Victory Mortgage, L.L.C. | 461249 | Erlanger, KY | $1.3M | 4 | 28.6% |
| #39 | Teri Knott | 56539 | Stockton Mortgage Corporation | 8259 | Louisville, KY | $1.2M | 6 | 60.0% |
| #40 | CHARLES ELFERS | 718157 | Guardian Savings Bank | 449474 | Fort Thomas, KY | $1.1M | 4 | 33.3% |
| #41 | David Willoughby | 20146 | Ark-La-Tex Financial Services, LLC | 2143 | Lexington, KY | $884K | 3 | 27.3% |
| #42 | KIMBERLY MOORE | 438541 | Fifth Third Bank, National Association | 403245 | Hebron, KY | $850K | 5 | 45.5% |
| #43 | Arin Wagner | 1277378 | LIBERTY FEDERAL CREDIT UNION | 518136 | Henderson, KY | $726K | 6 | 54.5% |
| #44 | Ryan Baxter | 4615 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $628K | 2 | 14.3% |
| #45 | Kevin Brinkman | 57251 | CrossCountry Mortgage, LLC | 3029 | Ft Mitchell, KY | $590K | 4 | 40.0% |
| #46 | Shannon Neuschwander | 653828 | Prosperity Home Mortgage, LLC | 75164 | Elizabethtown, KY | $463K | 2 | 15.4% |
| #47 | Thomas Freppon | 56454 | Stockton Mortgage Corporation | 8259 | Florence, KY | $463K | 2 | 15.4% |
| #48 | MELISSA BLANFORD | 439573 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $447K | 2 | 18.2% |
| #49 | Kyle Greene | 1769619 | Republic State Mortgage Co. | 62411 | Winchester, KY | $443K | 2 | 20.0% |
| #50 | Christopher Herrick | 170680 | emm loans llc | 2926 | Louisville, KY | $421K | 3 | 27.3% |