Retention champions in Idaho this year, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 18, 2026, the top 3 include Raena Pinchuk (CrossCountry Mortgage, LLC, NMLS #1488388), Brycen Gonser (Fulcrum Home Loans LLC, NMLS #1861522), and Michael Morrison (Movement Mortgage, LLC, NMLS #156124).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Raena Pinchuk | 1488388 | CrossCountry Mortgage, LLC | 3029 | Meridian, ID | $8.0M | 13 | 76.5% |
| #2 | Brycen Gonser | 1861522 | Fulcrum Home Loans LLC | 1926444 | Eagle, ID | $6.5M | 10 | 40.0% |
| #3 | Michael Morrison | 156124 | Movement Mortgage, LLC | 39179 | Meridian, ID | $6.2M | 16 | 44.4% |
| #4 | Terry Heffner | 95796 | Guild Mortgage Company LLC | 3274 | Boise, ID | $5.5M | 16 | 69.6% |
| #5 | Blake Brands | 1974269 | Idaho Trust Mortgage, LLC | 2564861 | Boise, ID | $4.8M | 7 | 70.0% |
| #6 | Ryan Deschryver | 582899 | CMG Mortgage, Inc. | 1820 | Coeur D Alene, ID | $4.3M | 9 | 81.8% |
| #7 | Corey Newell | 24591 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $4.0M | 10 | 40.0% |
| #8 | Kendra Graybeal | 924381 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $3.8M | 9 | 69.2% |
| #9 | Stephen Novotny | 376423 | Guaranteed Rate, Inc. | 2611 | Coeur D Alene, ID | $3.8M | 8 | 44.4% |
| #10 | Mitchell Shreeve | 652630 | Movement Mortgage, LLC | 39179 | Meridian, ID | $3.7M | 8 | 47.1% |
| #11 | Matthew Morrell | 1008678 | JMJ FINANCIAL GROUP | 167867 | Meridian, ID | $3.6M | 7 | 70.0% |
| #12 | robert lowry | 1658229 | Premier Mortgage Resources, L.L.C. | 1169 | Meridian, ID | $3.6M | 10 | 62.5% |
| #13 | Justin Fullmer | 191418 | FutureMortgage.com LLC | 2236028 | Boise, ID | $3.5M | 8 | 53.3% |
| #14 | Tanner Ellis | 1825270 | FutureMortgage.com LLC | 2236028 | Boise, ID | $3.3M | 9 | 69.2% |
| #15 | David Rusk | 864725 | Idaho Central Credit Union | 433926 | Pocatello, ID | $3.0M | 6 | 37.5% |
| #16 | Brian Young | 580430 | Glacier Bank | 472212 | Pocatello, ID | $3.0M | 7 | 70.0% |
| #17 | Alisha Neff | 1441048 | Idaho Central Credit Union | 433926 | Pocatello, ID | $3.0M | 6 | 54.5% |
| #18 | Craig Curtis | 98693 | LEGACY MORTGAGE GROUP, L.L.C. | 41283 | Idaho Falls, ID | $2.9M | 7 | 43.8% |
| #19 | Karl Bowcutt | 22350 | Highlands Residential Mortgage, Ltd. | 134871 | Idaho Falls, ID | $2.9M | 5 | 35.7% |
| #20 | Marian Kinzer | 1064982 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $2.9M | 6 | 54.5% |
| #21 | Anna Mescher | 1193766 | Fairway Independent Mortgage Corporation | 2289 | Boise, ID | $2.9M | 7 | 36.8% |
| #22 | Samuel Newell | 9027 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $2.8M | 6 | 60.0% |
| #23 | Scott Tureman | 522506 | U.S. Bank National Association | 402761 | Idaho Falls, ID | $2.8M | 6 | 50.0% |
| #24 | Peter Boogaard | 1040132 | Zions Bancorporation, National Association | 467014 | Jackson, WY | $2.8M | 5 | 50.0% |
| #25 | Gwen Swain | 1619853 | Waterstone Mortgage Corporation | 186434 | Eagle, ID | $2.8M | 8 | 66.7% |
| #26 | Matthew Richter | 319232 | Planet Home Lending, LLC | 17022 | Coeur D Alene, ID | $2.7M | 6 | 60.0% |
| #27 | Gabriel Crum | 1070585 | Idaho Central Credit Union | 433926 | Chubbuck, ID | $2.5M | 7 | 58.3% |
| #28 | Amanda Mock | 1107052 | CMG Mortgage, Inc. | 1820 | Boise, ID | $2.4M | 5 | 33.3% |
| #29 | STEVEN NIELSEN | 102402 | THE MORTGAGE SOLUTION, LP | 4478 | Chubbuck, ID | $2.4M | 6 | 54.5% |
| #30 | Sean Finch | 3724 | Eagle Bank and Trust Company | 410317 | Idaho Falls, ID | $2.4M | 6 | 24.0% |
| #31 | Angelina Crowley | 57571 | Heartland Mortgage Inc. | 3205 | Post Falls, ID | $2.3M | 6 | 60.0% |
| #32 | Jason Speirs | 5720 | Eagle Bank and Trust Company | 410317 | Little Rock, AR | $2.2M | 5 | 29.4% |
| #33 | Erin Ferguson | 973434 | Mountain America Federal Credit Union | 462815 | West Jordan, UT | $2.0M | 4 | 40.0% |
| #34 | Kimberlee Carlson | 404133 | CMG Mortgage, Inc. | 1820 | Moscow, ID | $2.0M | 4 | 28.6% |
| #35 | Landon Kesler | 14024 | Canopy Mortgage, LLC | 1359687 | Idaho Falls, ID | $2.0M | 4 | 18.2% |
| #36 | Joni Kepler | 419444 | Eagle Bank and Trust Company | 410317 | Little Rock, AR | $1.8M | 5 | 29.4% |
| #37 | Andrew Byrd | 1117336 | SUNFLOWER BANK, NATIONAL ASSOCIATION | 709491 | Coeur D Alene, ID | $1.8M | 4 | 30.8% |
| #38 | Michelle Guth | 36853 | American Pacific Mortgage Corporation | 1850 | Garden City, ID | $1.8M | 4 | 36.4% |
| #39 | Erik Valencia | 674724 | Movement Mortgage, LLC | 39179 | Meridian, ID | $1.6M | 4 | 40.0% |
| #40 | Jason Kuettel | 2377852 | Idaho Central Credit Union | 433926 | Coeur D Alene, ID | $1.6M | 5 | 50.0% |
| #41 | Brandi Sondrini | 818969 | Mountain America Federal Credit Union | 462815 | Pocatello, ID | $1.5M | 5 | 41.7% |
| #42 | Scott Petersen | 82815 | Guild Mortgage Company LLC | 3274 | Coeur D Alene, ID | $1.5M | 3 | 27.3% |
| #43 | Deborah Owen | 92905 | Guild Mortgage Company LLC | 3274 | Twin Falls, ID | $1.4M | 6 | 30.0% |
| #44 | Jared Olson | 1750147 | Idaho Central Credit Union | 433926 | Pocatello, ID | $1.4M | 3 | 23.1% |
| #45 | Deborah Criddle | 20009 | Premier Mortgage Resources, L.L.C. | 1169 | Idaho Falls, ID | $1.4M | 5 | 27.8% |
| #46 | Christopher Helbling | 1421944 | Idaho Central Credit Union | 433926 | Chubbuck, ID | $1.4M | 4 | 40.0% |
| #47 | Thomas Kirchmeyer | 1830886 | Paradigm Mortgage LLC | 2701062 | Moscow, ID | $1.4M | 4 | 33.3% |
| #48 | JENNIFER DETWEILER | 4845 | Everett Financial, Inc. | 2129 | Meridian, ID | $1.4M | 3 | 25.0% |
| #49 | Matthew Lancaster | 1680045 | loanDepot.com, LLC | 174457 | Twin Falls, ID | $1.3M | 4 | 28.6% |
| #50 | Kara Currey | 15685 | First Colony Mortgage Corporation | 3112 | Fruitland, ID | $1.2M | 4 | 40.0% |