Retention champions in Indiana this year, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 18, 2026, the top 3 include Carrie Johnston (Winterwood Mortgage Group, LLC, NMLS #60874), Thomas Faille (Ixonia Bank, NMLS #543277), and Kyle O'Keefe (CrossCountry Mortgage, LLC, NMLS #158077).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Carrie Johnston | 60874 | Winterwood Mortgage Group, LLC | 122171 | Greenwood, IN | $7.1M | 26 | 81.3% |
| #2 | Thomas Faille | 543277 | Ixonia Bank | 423065 | Brookfield, WI | $6.6M | 24 | 72.7% |
| #3 | Kyle O'Keefe | 158077 | CrossCountry Mortgage, LLC | 3029 | Fishers, IN | $4.9M | 18 | 72.0% |
| #4 | Mark Kuchik | 139563 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $4.8M | 14 | 73.7% |
| #5 | Garrett Litke | 2110271 | Fairway Independent Mortgage Corporation | 2289 | Valparaiso, IN | $4.8M | 13 | 86.7% |
| #6 | Nicholas Boucher | 1064332 | Ruoff Mortgage Company, Inc. | 141868 | Fort Wayne, IN | $3.9M | 11 | 55.0% |
| #7 | Chad Crile | 1562657 | Fairway Independent Mortgage Corporation | 2289 | Crown Point, IN | $3.8M | 9 | 56.3% |
| #8 | Tyler Cartmel | 7540 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $3.8M | 13 | 44.8% |
| #9 | Jon Knight | 175955 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $3.7M | 8 | 44.4% |
| #10 | Ashley Ingram | 1327713 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $3.6M | 10 | 83.3% |
| #11 | Tracy Harding | 172796 | MJW Financial LLC | 199907 | Indianapolis, IN | $3.6M | 11 | 68.8% |
| #12 | Chad Fallis | 292827 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $3.4M | 10 | 58.8% |
| #13 | Michael Frantz | 110316 | Ruoff Mortgage Company, Inc. | 141868 | Indianapolis, IN | $3.3M | 8 | 57.1% |
| #14 | Kevin Fortriede | 1179707 | Union Savings Bank | 446047 | Fort Wayne, IN | $3.3M | 11 | 84.6% |
| #15 | Tiffany McIntosh | 414040 | Fifth Third Bank, National Association | 403245 | Fort Wayne, IN | $3.3M | 14 | 46.7% |
| #16 | Richard Davis | 1866591 | Sullivan Home Loans, LLC | 2539836 | Bedford, IN | $3.2M | 10 | 71.4% |
| #17 | Michelle Jacinto | 209470 | Direct Mortgage Loans, LLC | 832799 | Saint John, IN | $3.0M | 12 | 44.4% |
| #18 | Jamie Freeze | 1580657 | Ruoff Mortgage Company, Inc. | 141868 | Fort Wayne, IN | $2.9M | 10 | 90.9% |
| #19 | Jason Everette | 1208653 | CMG Mortgage, Inc. | 1820 | West Lafayette, IN | $2.8M | 12 | 44.4% |
| #20 | Phillip Lillge | 967760 | Flat Branch Mortgage, Inc. | 224149 | Fishers, IN | $2.8M | 8 | 42.1% |
| #21 | William Losh | 555765 | FORUM Credit Union | 469848 | Fishers, IN | $2.7M | 10 | 52.6% |
| #22 | Austin Logue | 655234 | Peoples Bank | 512564 | Munster, IN | $2.7M | 5 | 50.0% |
| #23 | Austin Smith | 262571 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $2.5M | 6 | 31.6% |
| #24 | Jyotsna Chandra | 604000 | Old National Bank | 459308 | Indianapolis, IN | $2.5M | 5 | 50.0% |
| #25 | Jeremy Flatter | 555769 | FORUM Credit Union | 469848 | Fishers, IN | $2.2M | 8 | 47.1% |
| #26 | Keaghan Will | 151419 | State Bank and Trust Company, The | 403044 | Zionsville, IN | $2.2M | 4 | 33.3% |
| #27 | Austin Bowman | 525358 | Guild Mortgage Company LLC | 3274 | Fishers, IN | $2.2M | 5 | 38.5% |
| #28 | Eric Flores | 149587 | NATIONS LENDING CORPORATION | 32416 | Fort Wayne, IN | $2.2M | 8 | 61.5% |
| #29 | Seth Bennett | 938187 | V.I.P. Mortgage, Inc. | 145502 | Fort Wayne, IN | $2.1M | 8 | 44.4% |
| #30 | Bradley Smith | 139830 | Fairway Independent Mortgage Corporation | 2289 | Fishers, IN | $2.1M | 6 | 21.4% |
| #31 | Heather Neuner | 1226172 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $2.1M | 7 | 58.3% |
| #32 | JENNIFER JURS | 209256 | American Pacific Mortgage Corporation | 1850 | Demotte, IN | $2.1M | 6 | 46.2% |
| #33 | Mack Howell | 362121 | First Community Mortgage, Inc. | 629700 | Carmel, IN | $2.1M | 4 | 40.0% |
| #34 | Larry Dickey | 163931 | Ruoff Mortgage Company, Inc. | 141868 | Fort Wayne, IN | $2.1M | 7 | 36.8% |
| #35 | RYAN EBERHARDT | 260832 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 186805 | Valparaiso, IN | $2.0M | 8 | 42.1% |
| #36 | Craig thompson | 278106 | Union Home Mortgage Corp. | 2229 | Middletown, IN | $1.9M | 10 | 71.4% |
| #37 | Crystal Wilson | 137742 | CME Lending Group LLC | 1248883 | Chesterton, IN | $1.9M | 7 | 41.2% |
| #38 | Leanne Murray | 525350 | Union Home Mortgage Corp. | 2229 | Crown Point, IN | $1.8M | 8 | 40.0% |
| #39 | Christopher Pisano | 1493954 | Guaranteed Rate, Inc. | 2611 | Carmel, IN | $1.8M | 4 | 40.0% |
| #40 | Nichole Beem | 546614 | Regions Bank | 174490 | Frankfort, IN | $1.8M | 7 | 58.3% |
| #41 | Mark Lewin | 525366 | Guild Mortgage Company LLC | 3274 | Fishers, IN | $1.7M | 6 | 42.9% |
| #42 | Andrew Reising | 17259 | Mortgage Masters of Indiana, Inc. | 126673 | Evansville, IN | $1.7M | 7 | 41.2% |
| #43 | Douglas Carroll | 173634 | Ruoff Mortgage Company, Inc. | 141868 | Fort Wayne, IN | $1.7M | 5 | 38.5% |
| #44 | Michael Waters | 150593 | Union Home Mortgage Corp. | 2229 | Valparaiso, IN | $1.7M | 6 | 60.0% |
| #45 | Alana Foster | 1326520 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $1.6M | 8 | 50.0% |
| #46 | Brian Brent | 368334 | GVC Mortgage, Inc. | 2334 | Whiteland, IN | $1.6M | 6 | 40.0% |
| #47 | Jacob Kersey | 1085321 | MJW Financial LLC | 199907 | Indianapolis, IN | $1.5M | 5 | 41.7% |
| #48 | Michael Monaco | 131490 | Gold Star Mortgage Financial Group, Corporation | 3446 | Merrillville, IN | $1.5M | 3 | 27.3% |
| #49 | Bradley Niccum | 1642106 | NCL, LLC | 139952 | Indianapolis, IN | $1.5M | 6 | 40.0% |
| #50 | Jeffrey Dettelbach | 130498 | Fairway Independent Mortgage Corporation | 2289 | Indianapolis, IN | $1.5M | 4 | 28.6% |