Biggest climbers in Montana this year, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 18, 2026, the top 3 include Christy Smith (Independence Bank, NMLS #813203), Stephanie Douglas (Stockman Bank of Montana, NMLS #400365), and Sandi Milohov (Guild Mortgage Company LLC, NMLS #114287).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | Rank Change | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|---|
| #1 | Christy Smith | 813203 | Independence Bank | 462921 | Havre, MT | ▲ 1658 (#1742 → #84) | $6.1M | 10 | $611K |
| #2 | Stephanie Douglas | 400365 | Stockman Bank of Montana | 440094 | Billings, MT | ▲ 1577 (#1832 → #255) | $2.6M | 9 | $289K |
| #3 | Sandi Milohov | 114287 | Guild Mortgage Company LLC | 3274 | Vancouver, WA | ▲ 1555 (#1659 → #104) | $5.2M | 3 | $1.7M |
| #4 | Andrew Mallon | 1994339 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1429 (#1855 → #426) | $1.5M | 5 | $304K |
| #5 | Matthew Silverman | 35351 | Lakeview Loan Servicing, LLC | 391521 | Horsham, PA | ▲ 1423 (#1800 → #377) | $1.7M | 4 | $428K |
| #6 | Andrii Pygyk | 2530041 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1403 (#1884 → #481) | $1.3M | 8 | $163K |
| #7 | Jack Regar | 2133676 | Lakeview Loan Servicing, LLC | 391521 | Horsham, PA | ▲ 1354 (#1878 → #524) | $1.2M | 2 | $587K |
| #8 | Alexis Williams | 1235492 | Guild Mortgage Company LLC | 3274 | Billings, MT | ▲ 1312 (#1917 → #605) | $1.0M | 2 | $505K |
| #9 | Christopher Rowland | 1787481 | NewRez LLC | 3013 | Fort Washington, PA | ▲ 1302 (#1718 → #416) | $1.6M | 3 | $520K |
| #10 | Michelle Fuss | 707933 | Stockman Bank of Montana | 440094 | Billings, MT | ▲ 1267 (#1542 → #275) | $2.4M | 2 | $1.2M |
| #11 | Tyler Monaco | 2687027 | Stockman Bank of Montana | 440094 | Stevensville, MT | ▲ 1233 (#1398 → #165) | $4.0M | 5 | $795K |
| #12 | Christopher Bledsoe | 759421 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | ▲ 1207 (#1846 → #639) | $942K | 1 | $942K |
| #13 | Brian Nickel | 1432500 | NewRez LLC | 3013 | Fort Washington, PA | ▲ 1199 (#1853 → #654) | $917K | 2 | $459K |
| #14 | Carl Gradney | 847254 | Lakeview Loan Servicing, LLC | 391521 | Flower Mound, TX | ▲ 1189 (#1772 → #583) | $1.0M | 2 | $520K |
| #15 | Carlos Varela | 1943074 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 1181 (#1848 → #667) | $894K | 2 | $447K |
| #16 | Mahmoud Hakim | 2142305 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1180 (#1621 → #441) | $1.5M | 4 | $363K |
| #17 | Joseph Spicuzza | 32158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1176 (#1450 → #274) | $2.4M | 7 | $339K |
| #18 | Jeffrey Andrews | 7826 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | ▲ 1151 (#1830 → #679) | $860K | 2 | $430K |
| #19 | Celina Mowrey | 378964 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 1146 (#1440 → #294) | $2.2M | 6 | $370K |
| #20 | Alexander Givens | 1835192 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 1146 (#1884 → #738) | $796K | 2 | $398K |
| #21 | Shane Saliba | 2239837 | MortgagePros, LLC | 1925352 | Troy, MI | ▲ 1133 (#1705 → #572) | $1.1M | 3 | $354K |
| #22 | Shauna Deckert | 409279 | Stockman Bank of Montana | 440094 | Belgrade, MT | ▲ 1127 (#1622 → #495) | $1.2M | 6 | $208K |
| #23 | Brian Fanelli | 32183 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | ▲ 1123 (#1390 → #267) | $2.4M | 5 | $485K |
| #24 | Traci Sorensen | 1578375 | Independence Bank | 462921 | Havre, MT | ▲ 1106 (#1598 → #492) | $1.3M | 3 | $421K |
| #25 | Omar Bahour | 1411155 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | ▲ 1103 (#1715 → #612) | $997K | 2 | $499K |
| #26 | Dennis Giakos | 9340 | loanDepot.com, LLC | 174457 | Irvine, CA | ▲ 1102 (#1855 → #753) | $775K | 4 | $194K |
| #27 | Michael Medina Fuentes | 2146690 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | ▲ 1093 (#1421 → #328) | $2.0M | 5 | $394K |
| #28 | Stephen Knudson | 1888241 | Village Capital & Investment LLC | 3317 | Hildale, UT | ▲ 1065 (#1478 → #413) | $1.6M | 3 | $526K |
| #29 | Jeremy Sparkman | 1855893 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1065 (#1534 → #469) | $1.3M | 5 | $268K |
| #30 | Timothy McInerney | 1377724 | Evergreen Moneysource Mortgage Company | 3182 | Great Falls, MT | ▲ 1055 (#1436 → #381) | $1.7M | 5 | $338K |
| #31 | Kaitlyn Werk | 2632273 | Stockman Bank of Montana | 440094 | Bozeman, MT | ▲ 1054 (#1827 → #773) | $755K | 1 | $755K |
| #32 | Kevin Lange | 902504 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1050 (#1580 → #530) | $1.2M | 3 | $388K |
| #33 | James Damron | 1813512 | loanDepot.com, LLC | 174457 | Chandler, AZ | ▲ 1042 (#1600 → #558) | $1.1M | 4 | $277K |
| #34 | Courtney Fryling | 1282313 | Stockman Bank of Montana | 440094 | Kalispell, MT | ▲ 1039 (#1286 → #247) | $2.6M | 7 | $376K |
| #35 | Grace Metropoulos | 2674533 | Glacier Bank | 472212 | Billings, MT | ▲ 1025 (#1340 → #315) | $2.0M | 13 | $157K |
| #36 | Troy Barthel | 1550865 | Plains Commerce Bank | 463950 | Sioux Falls, SD | ▲ 993 (#1366 → #373) | $1.7M | 3 | $575K |
| #37 | Erin Ferguson | 973434 | Mountain America Federal Credit Union | 462815 | West Jordan, UT | ▲ 988 (#1308 → #320) | $2.0M | 4 | $501K |
| #38 | Nathan Cichowicz | 1650304 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 985 (#1406 → #421) | $1.5M | 1 | $1.5M |
| #39 | Sonya Helton | 1124152 | Lakeview Loan Servicing, LLC | 391521 | Henderson, NV | ▲ 972 (#1833 → #861) | $684K | 1 | $684K |
| #40 | Hunter Locke | 2085944 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | ▲ 967 (#1653 → #686) | $846K | 2 | $423K |
| #41 | Kelsey Atkins | 2143091 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 951 (#1574 → #623) | $970K | 4 | $242K |
| #42 | Eric Hayhurst | 1437126 | Citizens Alliance Bank | 791572 | Seeley Lake, MT | ▲ 946 (#1144 → #198) | $3.4M | 6 | $560K |
| #43 | Darryl Brown | 2219440 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 924 (#1844 → #920) | $639K | 2 | $319K |
| #44 | JOSHUA CHAMPNEYS | 1156263 | Empire Home Loans, Inc. | 1839243 | Plains, MT | ▲ 922 (#1135 → #213) | $3.1M | 6 | $515K |
| #45 | Katy Yost | 2357415 | FIRST STATE BANK OF FORSYTH | 402956 | Forsyth, MT | ▲ 916 (#1522 → #606) | $1.0M | 5 | $202K |
| #46 | Kyle Lummus | 1915713 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 914 (#1225 → #311) | $2.1M | 7 | $295K |
| #47 | Laura Coulter | 23174 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 881 (#1780 → #899) | $658K | 3 | $219K |
| #48 | Annett Burnett | 762499 | Luminate Bank | 1281698 | Puyallup, WA | ▲ 872 (#1441 → #569) | $1.1M | 3 | $360K |
| #49 | Stacie Bernhart | 400380 | First Interstate Bank | 561537 | Coeur D Alene, ID | ▲ 863 (#1638 → #775) | $755K | 2 | $378K |
| #50 | Mohamad Harb | 1916596 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 839 (#1567 → #728) | $801K | 3 | $267K |